Fayette County Public Records /Fayette County Property Records

Fayette County Property Records

How To Search Property Records in Fayette County in 2026

FayetteCountyRecords.org provides access to publicly available information related to property records in Fayette County. Members of the public may find ownership history, deed transfers, tax assessments, recorded liens, mortgage documents, and parcel identification data. Record categories include deeds, mortgages, tax records, plat maps, easements, and encumbrance documents. Access and completeness of records may vary depending on the custodial office and the age of the document.

Property records in Fayette County may be searched through several official channels maintained by county government offices. The primary resources include the Fayette County Property Valuation Administrator (PVA), the Fayette County Clerk's Office, and the Lexington-Fayette Urban County Government. Each office maintains distinct categories of property-related documents, and members of the public are encouraged to use the appropriate resource based on the type of information sought.

Multiple Access Methods:

Online searches — The most convenient method; available through official county and state portals at no cost for basic information
In-person visits — Required for certified copies, older records not yet digitized, and complex title research
By mail — Written requests submitted to the appropriate office with applicable fees and identifying information
Through professionals — Title companies, real estate attorneys, and licensed appraisers conduct comprehensive searches on behalf of clients

Online Search Methods:

1. Property Valuation Administrator (PVA) Website

The Fayette County PVA maintains the primary online database for property assessment and ownership information. The Fayette County PVA property search provides free public access with no registration required.

Search Options:

By property address
By owner name
By parcel ID number
By subdivision name
By map or GIS location
By legal description

Information Available:

Current owner name and mailing address
Property site address and legal description
Parcel identification number
Land use and zoning classification
Property characteristics including square footage, number of bedrooms and bathrooms, year built, lot size, and building type
Assessed value (land and improvements separately)
Taxable value and exemptions applied
Sales history
GIS map location and property card

How to Search:

Navigate to the Fayette County PVA website
Select the preferred search type (address, owner name, parcel ID)
Enter the search criteria in the appropriate field
Review the results list returned by the system
Select the specific property to view the full property card
Review ownership details, assessed values, sales history, and map data
Print or save the information as needed

2. County Clerk Official Records Search

The Fayette County Clerk's Office maintains the official records index for all recorded instruments affecting real property. The Fayette County Clerk's recorded documents search provides access to deeds, mortgages, liens, and other recorded instruments.

Searchable By:

Grantor name (seller or transferor)
Grantee name (buyer or transferee)
Document type
Recording date range
Book and page number
Instrument number

Documents Available:

Warranty deeds and quitclaim deeds
Mortgages and deeds of trust
Satisfactions and releases of mortgage
Mechanic's liens, judgment liens, and tax liens
Easements and declarations of restrictions
Plats and surveys
Powers of attorney affecting real property
Affidavits affecting title
Lis pendens notices
HOA documents and condominium declarations

How to Search:

Access the Fayette County Clerk's official records portal
Select the preferred search type (grantor, grantee, document type)
Enter the search criteria and applicable date range
Review the results list
Select a document to view the scanned image (fees may apply for downloads)
Note the book and page number or instrument number for future reference

3. Tax Collector / Sheriff's Office Tax Records

In Kentucky, property tax collection is administered through the Fayette County Sheriff's Office for current-year taxes and the Lexington-Fayette Urban County Government for delinquent taxes. The Fayette County Sheriff's tax search provides access to current tax information.

Search By:

Property address
Owner name
Parcel or account number

Information Available:

Current tax bill amount
Payment history and outstanding balances
Exemptions applied
Millage rates by taxing authority
Delinquency status and tax certificate information
Installment plan status and payment options

4. GIS and Mapping System

The Lexington-Fayette Urban County Government maintains an interactive GIS mapping system that allows visual property searches. The Lexington GIS mapping portal provides aerial photography, property boundary overlays, zoning layers, flood zone designations, and environmental feature data.

How to Use:

Navigate the interactive map to the desired location
Click on a parcel to view linked property information
Toggle between map layers including zoning, flood zones, and aerial imagery
Measure distances and view property boundaries
Access linked records from the PVA and Clerk databases

In-Person Searches:

Fayette County Property Valuation Administrator
101 East Vine Street, Suite 600
Lexington, KY 40507
Phone: (859) 246-2722
Fayette County PVA

Services available in person include public access computer terminals, staff assistance with property searches, printed property cards, plat maps, and exemption application processing.

Fayette County Clerk's Office
162 East Main Street
Lexington, KY 40507
Phone: (859) 253-3344
Fayette County Clerk

Services available in person include viewing official recorded documents, requesting certified copies, searching grantor and grantee indexes, accessing historical record books, and receiving staff assistance with complex title research.

Fayette County Sheriff's Office — Tax Division
150 North Limestone Street
Lexington, KY 40507
Phone: (859) 252-1771
Fayette County Sheriff

Services available in person include tax payment processing, copies of tax bills, delinquency information, and tax certificate searches.

By Mail Requests:

Property Valuation Administrator — Mail Requests
Fayette County PVA
101 East Vine Street, Suite 600
Lexington, KY 40507

Written requests should include the property address or parcel identification number, a description of the information sought, and a self-addressed stamped return envelope. Copying fees may apply.

Fayette County Clerk — Mail Requests
Fayette County Clerk's Office
162 East Main Street
Lexington, KY 40507

Requests for copies of recorded documents should specify the document by book and page number, instrument number, or property address with an approximate date range. Payment for applicable copy and certification fees must accompany the request.

Through Professionals:

Title Companies conduct comprehensive title searches, prepare abstracts of title, and issue title insurance commitments that identify all recorded interests affecting a property. Costs vary by transaction complexity.

Real Estate Attorneys provide legal title opinions, assist with complex ownership disputes, and advise on encumbrances and restrictions. Costs vary by scope of representation.

Real Estate Agents access MLS data for listed properties, pull property histories, and compile comparable sales data as part of their representation services.

Search Tips:

When searching by address, attempt variations with and without directional prefixes (N, S, E, W) and check spelling carefully
When searching by owner name, try last name first, check variations with and without middle initials, and consider both married and maiden names as well as business entity names
When searching by legal description, use the exact subdivision name, lot and block numbers, and section, township, and range designations as they appear on the recorded deed
For historical records not yet digitized, an in-person visit to the Clerk's Office is required; staff can assist with retrieval from microfilm or bound record books

Common Search Challenges:

Very recent transactions may not yet appear online due to recording processing delays
Very old records may not be digitized and require in-person access
Common names may return multiple results; verify by parcel number or legal description
Indexing errors may cause a document to appear under a variant spelling

What Cannot Be Found Online:

Unrecorded private agreements
Pending sales prior to closing and recording
Documents filed under seal by court order
Some pre-digital records not yet scanned

What Is Fayette County Property Records

Fayette County property records are the official legal documents maintained by county government offices that establish ownership, encumbrances, valuations, and physical characteristics of real property located within the county. These records constitute the permanent public archive of all transactions and interests affecting land and improvements in Fayette County, Kentucky.

Purpose of Property Records:

Establish and document legal ownership of real property
Provide an unbroken chain of title from original grant to present owner
Record encumbrances including mortgages, liens, and easements
Document all property transfers and conveyances
Support property tax assessment and collection
Determine property values for lending and appraisal purposes
Protect property rights and enable enforcement of recorded interests
Facilitate title insurance and real estate transactions

Types of Property Records:

Ownership Records include warranty deeds, quitclaim deeds, special warranty deeds, life estate deeds, trustee's deeds, and all other instruments of conveyance. These documents establish the chain of title and identify the legal owner of record at any given point in time.

Encumbrance Records include mortgages, deeds of trust, mechanic's liens, judgment liens, federal and state tax liens, easements, restrictive covenants, homeowner association documents, and lis pendens notices. These instruments affect the title and must be disclosed in any real estate transaction.

Tax and Assessment Records include annual property tax assessments, tax bills, payment histories, exemption applications, millage rate schedules, special assessments, and delinquency records. In Kentucky, property is assessed at 100 percent of fair cash value pursuant to Kentucky Revised Statutes § 132.190.

Legal Descriptions and Plat Records include recorded subdivision plats, re-plats, condominium declarations, survey plats, and metes and bounds descriptions. These documents define the precise boundaries of each parcel.

Building and Permit Records include building permits, certificates of occupancy, code violation notices, zoning determinations, and land use designations. These records are maintained by the Lexington-Fayette Urban County Government's Division of Building Inspection.

Who Maintains Property Records:

Fayette County Clerk's Office
162 East Main Street
Lexington, KY 40507
Phone: (859) 253-3344
Fayette County Clerk

The Clerk records, indexes, and maintains all official instruments affecting real property, including deeds, mortgages, liens, plats, and easements.

Fayette County Property Valuation Administrator
101 East Vine Street, Suite 600
Lexington, KY 40507
Phone: (859) 246-2722
Fayette County PVA

The PVA maintains property valuations, assessment records, ownership information, property characteristics, and exemption applications.

Lexington-Fayette Urban County Government — Division of Building Inspection
318 East Main Street
Lexington, KY 40507
Phone: (859) 425-2255
Division of Building Inspection

The Division maintains building permits, certificates of occupancy, inspection records, and code enforcement actions.

Legal Framework:

Kentucky's property recording system operates under Kentucky Revised Statutes § 382.110, which governs the recording of conveyances and establishes constructive notice to all subsequent purchasers and encumbrancers. The recording statutes require that all instruments affecting title to real property be recorded with the County Clerk of the county in which the property is situated. Unrecorded instruments are void as against subsequent purchasers for valuable consideration without notice.

Are Property Records Public Information in Fayette County?

Property records in Fayette County are public information. Under the Kentucky Open Records Act, codified at KRS § 61.870 et seq., all public agency records are open to inspection by any person unless a specific statutory exemption applies. Property records maintained by the County Clerk, the PVA, and the Tax Collector are not subject to any general exemption and are freely accessible to any member of the public regardless of residency, ownership interest, or stated purpose.

As the Kentucky Attorney General has stated in open records decisions, "the Open Records Act reflects the General Assembly's recognition that government is the servant of the people and not the master of them." This principle applies fully to property records, which have been maintained as public documents under common law tradition since the earliest days of American land tenure.

Legal Basis for Public Access:

Kentucky Open Records Act, KRS § 61.870 et seq.
Kentucky recording statutes, KRS § 382.110
Common law tradition of public land records
Constitutional protections for property rights under the Kentucky Constitution

Why Property Records Are Public:

The public nature of property records serves multiple essential functions. Transparency in property ownership prevents fraudulent transfers and secret conveyances. The recording system provides constructive notice to all subsequent purchasers and lenders, ensuring that anyone who searches the public record before acquiring an interest in property is bound by all previously recorded instruments. Tax assessment transparency ensures accountability in the administration of property taxation. Commercial users including title companies, lenders, appraisers, and real estate professionals depend on open access to property records to conduct transactions safely and efficiently.

What Property Information Is Freely Accessible:

Current and historical property ownership
Legal descriptions and parcel identification numbers
Sale prices and transfer amounts from recorded deeds
Recorded mortgage amounts and lender identities
All recorded liens and encumbrances
Tax assessments and payment histories
Property physical characteristics
Plat maps and surveys
All recorded instruments in the Clerk's official records

Privacy Considerations:

Certain personal information is protected even within public property records. Social Security numbers are redacted from recorded documents pursuant to federal and state privacy requirements. Bank account numbers and personal financial information beyond what appears in the recorded instrument are not disclosed. Under Kentucky law, certain individuals including law enforcement officers, judges, and victims of domestic violence or stalking may request that their residential address be protected from public disclosure through the Kentucky Address Confidentiality Program.

Homestead exemption applications submitted to the PVA may contain financial information that is not fully subject to public disclosure; members of the public should contact the PVA directly regarding the specific disclosure policies applicable to exemption application records.

Who Can Access Property Records:

Any person may access Fayette County property records. There is no residency requirement, no ownership requirement, and no requirement to state a business purpose. Common users include prospective buyers, real estate agents and brokers, title companies, appraisers, lenders, attorneys, property owners reviewing their own records, investors and developers, genealogists and historians, and members of the media conducting investigative research.

Commercial Use of Property Records:

Commercial aggregation and use of public property records is permitted under Kentucky law. Title insurance companies, property data services, and real estate information platforms routinely compile and redistribute public property record data. Anti-harassment laws and fair housing statutes continue to apply regardless of the public nature of the underlying records, and no person may use property record information for an unlawful purpose.

How Much Does It Cost to Get Property Records in Fayette County?

Members of the public may inspect property records at the Fayette County Clerk's Office and the PVA at no charge. Fees apply when copies or certified copies are requested. The following fee schedule reflects current charges as maintained by the respective offices.

Fayette County Clerk — Recording and Copy Fees:

Service	Current Fee
Recording a deed or mortgage (first page)	$33.00
Each additional page	$3.00
Certified copy of recorded document (per page)	$0.50
Certification fee (per document)	$5.00
Non-certified copy (per page)	$0.25
Plat recording	$46.00 per page

Recording fees in Kentucky are governed by KRS § 64.012, which establishes the schedule of fees that county clerks may charge for recording instruments and providing copies. The Kentucky Real Estate Transfer Tax, assessed at $0.50 per $500 of consideration (or fraction thereof), is collected at the time of recording a deed conveying real property.

Property Valuation Administrator — Copy Fees:

Service	Current Fee
Property record card (printed copy)	$0.10 per page
Aerial map print	$1.00–$5.00 depending on size
Staff-assisted research (extended)	Fees may apply

Basic property information viewed online through the PVA portal is available at no cost. No registration or account is required for online access.

Tax Records — Sheriff's Office:

Current-year tax bill information is available online at no charge. Printed copies of tax bills are available at the Sheriff's Office for a nominal copying fee. Delinquent tax records maintained by the Lexington-Fayette Urban County Government are available for inspection without charge.

Accepted Payment Methods:

The Fayette County Clerk's Office accepts cash, check, money order, and credit or debit card for copy and recording fees. Mail requests should include a check or money order payable to the Fayette County Clerk.

Fee Waivers:

Kentucky law does not provide a general fee waiver for public records requests. However, indigent parties in active litigation may petition the court for waiver of certain fees associated with court-related records. Governmental agencies requesting records for official purposes may be exempt from standard copy fees at the discretion of the custodial office.

What Is Available at No Cost:

Online viewing of property assessment data through the PVA portal
Online viewing of recorded document indexes through the Clerk's portal
Online tax information through the Sheriff's tax portal
In-person inspection of records at all county offices
GIS mapping data through the Lexington-Fayette Urban County Government portal

What's Included in a Fayette County Property Record

A complete Fayette County property record draws from multiple custodial offices and encompasses ownership, physical characteristics, valuation, tax, encumbrance, and legal information. The following describes the full scope of information available across the PVA, Clerk, and Tax Collector systems.

Ownership Information:

Current ownership data includes the legal owner name or names as they appear on the most recently recorded deed, the form of ownership (individual, joint tenants, tenants in common, tenants by entirety for married couples, trust, LLC, or corporation), the acquisition date, the deed book and page or instrument number, and the owner's mailing address for tax bill purposes. Previous ownership data includes the chain of title with prior owner names, transfer dates, and historical deed references extending back through the county's recorded history.

Property Identification:

Each parcel is identified by a unique parcel identification number assigned by the PVA, a site address, a mailing address if different from the site address, and a legal description that includes the lot and block number, subdivision name, plat book and page reference, and section, township, and range designations where applicable. Condominium units carry an additional unit number identifier.

Physical Characteristics:

Land information includes lot size in square feet or acres, lot dimensions, street frontage, corner lot designation, and land use and zoning classification. Building information includes total living area in square feet, year built and effective year, number of stories, building type, construction type, exterior wall material, roof type and material, foundation type, number of bedrooms, number of full and half bathrooms, and total room count. Additional features recorded include attached or detached garage and number of spaces, in-ground or above-ground pool, porch and patio square footage, fireplace count, central air conditioning, heating type, water source (municipal or well), and sewer system (municipal or septic). Building condition and quality ratings assigned by the PVA are also included.

Valuation Information:

Assessment values include land value, building value, and total assessed value. In Kentucky, property is assessed at 100 percent of fair cash value. Historical assessed values for prior years are available through the PVA, typically covering the most recent ten assessment years online. Agricultural classification values are recorded separately where applicable.

Tax Information:

Current-year tax information includes the total tax amount due, all exemptions applied, the resulting taxable value, the applicable millage rates, and a breakdown of taxes by taxing authority including the county general fund, Fayette County School District, and applicable special districts. Tax payment history, delinquency records, and installment plan status are maintained by the Sheriff's Office and the Urban County Government.

Exemptions Applied:

Kentucky law provides for a homestead exemption for owner-occupied residential property. The homestead exemption amount is adjusted biennially; the current exemption amount is available through the Kentucky Department of Revenue. Additional exemptions are available for qualifying disabled veterans, surviving spouses of veterans, and individuals with total and permanent disabilities.

Sales History:

Sales history includes the date of each recorded transfer, the consideration amount, the type of deed (warranty, quitclaim, trustee's, tax deed, or other), the grantor and grantee names, the deed instrument number, and the documentary stamp amount. Qualified and unqualified sale designations are noted, as unqualified sales (gifts, inheritance, foreclosure, divorce transfers) are excluded from market value analysis.

Encumbrances and Liens:

Recorded mortgages include the original mortgage amount, lender name, recording date, and book and page reference. Recorded liens include tax liens, judgment liens, mechanic's liens, HOA liens, and code enforcement liens with amounts, recording dates, and lienholder identities. Other encumbrances include easements, restrictive covenants, leases, life estates, and lis pendens notices.

Legal and Regulatory Information:

Zoning classification, land use code, future land use designation, special district memberships (school, fire, water, community development), deed restrictions, subdivision covenants, HOA information, flood zone designation per FEMA maps, and wetlands or conservation area designations are all components of the complete property record.

Maps and Images:

Property records include exterior photographs taken during PVA field inspections, aerial photographs, GIS maps with property boundary overlays, recorded plat maps, and property sketches or floor plan diagrams prepared by the PVA.

What Is Not Typically in Public Property Records:

Current outstanding mortgage balances (only original recorded amounts)
Personal financial information beyond what appears in recorded instruments
Interior photographs
Social Security numbers (redacted from all documents)
Private purchase contract terms beyond the recorded consideration amount
Confidential details from exemption applications

How Long Does Fayette County Keep Property Records?

Property records in Fayette County are maintained permanently. The Fayette County Clerk's Office retains all recorded instruments affecting real property indefinitely, as these documents form the legal foundation of the chain of title and cannot be destroyed without eliminating the evidentiary basis for property ownership throughout the county.

Legal Basis for Permanent Retention:

Kentucky's records retention requirements for county clerks mandate permanent preservation of all recorded instruments. The Kentucky Department for Libraries and Archives publishes the official records retention schedule for local government agencies, which classifies recorded deeds, mortgages, liens, plats, and all other instruments affecting title as permanent records. This classification reflects both the legal necessity of maintaining an unbroken chain of title and the historical importance of land records as primary source documents.

Records Kept Permanently:

All recorded deeds of every type are retained permanently, dating back to the formation of Fayette County and including original land grants and patents from the Commonwealth of Virginia and the Commonwealth of Kentucky. All recorded mortgages, satisfactions, and releases are retained permanently even after the underlying loan has been paid in full, as the historical record of encumbrances is essential to title examination. All recorded liens, releases of liens, plats, surveys, easements, restrictions, declarations, and court documents affecting title are similarly retained without time limit.

Format and Storage:

The oldest Fayette County property records, dating to the late eighteenth century, exist in handwritten ledger books maintained in climate-controlled vault storage at the Clerk's Office. Records from the early to mid-twentieth century are available on microfilm. Records from approximately the 1980s forward have been scanned and are available as digital images through the Clerk's online portal. The Clerk's Office maintains off-site backup systems and disaster recovery protocols for all digital records.

Online Availability by Time Period:

Time Period	Availability
Recent (last 20–30 years)	Fully online; immediate access
Moderate age (30–50 years)	Partially online; microfilm available in person
Historical (50–100 years)	Microfilm and bound books; in-person access
Very old (100+ years)	Bound books in vault; staff retrieval required

Property Appraiser Assessment Records:

The PVA maintains current and historical assessment records permanently. Property cards, assessment rolls, and ownership histories are retained indefinitely. Online access through the PVA portal covers recent assessment years; historical assessment data for earlier periods is available upon request at the PVA office.

Tax Records:

The Sheriff's Office retains current-year tax payment records, with historical records transferred to the Urban County Government. Tax deed records resulting from delinquent tax sales are permanent records maintained by the Clerk's Office. Online access to tax payment history covers recent years; older records are available upon request.

Accessing Historical Records:

Members of the public seeking historical property records should contact the Fayette County Clerk's Office directly. Staff can retrieve records from microfilm or bound books upon request. For very old records, advance notice is helpful to allow staff to locate and prepare the materials. The same public access rights and fee schedule apply to historical records as to current records.

Fayette County Clerk's Office — Records and Archives
162 East Main Street
Lexington, KY 40507
Phone: (859) 253-3344
Fayette County Clerk

Fayette County Property Valuation Administrator — Historical Records
101 East Vine Street, Suite 600
Lexington, KY 40507
Phone: (859) 246-2722
Fayette County PVA

Digitization Efforts:

The Fayette County Clerk's Office has undertaken ongoing digitization projects to scan historical record books and make them accessible through the online portal. These projects are funded in part through state and federal preservation grants administered by the Kentucky Department for Libraries and Archives. The digitization process is ongoing, and the range of years available online continues to expand.

How To Find Liens on Property in Fayette County?

Liens on property in Fayette County are recorded instruments and are therefore searchable through the Fayette County Clerk's official records system. A lien is a legal claim against real property that must be recorded with the County Clerk to provide constructive notice to subsequent purchasers and encumbrancers.

Types of Liens Recorded Against Real Property:

Federal tax liens (IRS)
State tax liens (Kentucky Department of Revenue)
Judgment liens from court proceedings
Mechanic's liens for unpaid construction work
HOA assessment liens
Code enforcement liens
Child support liens
Municipal special assessment liens

Step-by-Step Search Process:

Access the Fayette County Clerk's official records search
Select the grantor/grantee index search option
Enter the property owner's name as the grantor to identify any liens recorded against that individual
Filter results by document type (select "lien," "judgment," "tax lien," or the applicable category)
Review all results within the relevant date range
Click on each result to view the document image and confirm the property address or legal description
Note the instrument number, recording date, amount, and lienholder for each lien identified

Federal Tax Liens:

Federal tax liens filed by the Internal Revenue Service are recorded with the County Clerk and are searchable through the same official records index. The IRS also maintains a separate federal tax lien search through the IRS online lien search tool. Both sources should be consulted for a comprehensive search.

Judgment Liens:

Judgment liens arise when a court enters a monetary judgment against a property owner. In Kentucky, a judgment becomes a lien on real property in the county where it is recorded. Judgment lien searches require searching both the Clerk's official records index and the court records maintained by the Fayette Circuit Court through the Kentucky Court of Justice case search.

Mechanic's Liens:

Mechanic's liens are filed by contractors, subcontractors, and material suppliers who have not been paid for work performed on real property. These liens are recorded with the Fayette County Clerk and are searchable by the property owner's name or the property address through the official records portal.

Code Enforcement Liens:

Code enforcement liens arising from unresolved municipal code violations are recorded by the Lexington-Fayette Urban County Government. These liens are searchable through the Clerk's official records index and through the Lexington-Fayette Urban County Government code enforcement portal.

In-Person Lien Search:

Members of the public may conduct lien searches in person at the Fayette County Clerk's Office, where staff can assist with grantor/grantee index searches and retrieval of document images.

Fayette County Clerk's Office
162 East Main Street
Lexington, KY 40507
Phone: (859) 253-3344
Fayette County Clerk

Professional Title Search:

For real estate transactions, a professional title search conducted by a licensed title company or real estate attorney is the standard method for identifying all liens and encumbrances affecting a property. Title professionals search all applicable indexes, including federal and state tax lien databases, court judgment records, and the Clerk's official records, to produce a comprehensive report of recorded interests.

What Is Property Owner Rule in Fayette County?

The property owner rule in Fayette County refers to the legal principles governing who may own real property, how ownership is established and transferred, and what rights and obligations attach to property ownership within the county. These principles are established by Kentucky state law and apply uniformly throughout Fayette County.

Establishment of Ownership:

Legal ownership of real property in Fayette County is established by a recorded deed. Under Kentucky recording law, a deed must be signed by the grantor, acknowledged before a notary public or other authorized officer, and recorded with the Fayette County Clerk to be effective against subsequent purchasers and creditors. An unrecorded deed is valid between the parties but does not provide constructive notice to third parties.

Forms of Ownership:

Kentucky law recognizes several forms of concurrent ownership of real property:

Tenancy in common — Two or more persons each hold an undivided fractional interest; interests pass by will or intestate succession upon death
Joint tenancy with right of survivorship — Two or more persons hold equal undivided interests; upon the death of one joint tenant, the surviving joint tenant or tenants take the entire property by operation of law
Tenancy by the entirety — Available only to legally married spouses; provides creditor protection against the individual debts of either spouse; terminates upon divorce, death, or mutual agreement
Trust ownership — Property held by a trustee for the benefit of named beneficiaries pursuant to a trust agreement
Entity ownership — Property held by a corporation, limited liability company, partnership, or other legal entity

Transfer of Ownership:

Real property in Fayette County is transferred by recorded deed. The Kentucky Real Estate Transfer Tax, established under KRS § 142.050, is assessed at $0.50 per $500 of consideration or fraction thereof and is collected by the County Clerk at the time of